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Property

KLCIS members can purchase property "All Risk" insurance coverage for buildings, building contents and scheduled equipment.  This coverage is written on a "blanket" basis, subject to locations and/or equipment listed on the appropriate building/contents schedule and equipment schedule included as part of the policy.  Our policy is written on a replacement cost basis, thus providing the necessary resources to replace damaged property in the event of a loss.  Varying deductibles are available.

The program also provides coverages for:

·Flood (except properties in Flood Zone A)
·Earth movement
·Newly acquired locations within the first 90 days of acquisition
·Consequential loss of rental income
·Property in transit
·Equipment breakdown (formerly boiler and machinery coverage)
·Building inventory and valuation services

 

 

 

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Did you know?

KLC Insurance Services insures over 6800 Kentucky city police cars.